How to Apply as a Voluntary Member with the Pag-IBIG Fund

Pag-IBIG Fund allows dream homes to be possible through housing loans. It is a good thing that employers in the Philippines are required to provide this benefit to their workers. However, this program is not only limited to employees. Even unemployed individuals can also be a member of the Pag-IBIG Fund. They can fall into the Voluntary Member category. Moreover, anyone can be a volunteer member of Pag-IBIG, even those who are employed. For those who want to manage their own contributions, here are some details they would want to know.

Categories

There are several categories for Individual Voluntary Members. For each, there is a separate set of requirements. Here are the following categories and their requirements.

1. Self-paying Employees– the members may be employed by a company, but they pay their Pag-IBIG contributions on their own. Here are the requirements:

• Company ID
• Certificate of Employment and Compensation
• Latest Pay Slip

2. Self-employed– small business owners, professionals, freelances, and consultants belong to this group. Here are their requirements:

• Latest Income Tax Return with a CPA-certified Financial Statement from the previous year
• Two (2) 1×1 ID photos
• Certificate of Remittance or ESAV (this for old members)
• Mayor’s Permit or Business Permit
• DTI or SEC Registration (under the person’s name)

3. Self-employed professionals- government licensed professionals who are practicing in their field.

• PRC or BAR License
• Latest ITR from the previous year
• Certificate of Remittance or ESAV (this is for old members)
• Two (2) 1×1 ID photos

4. Overseas Filipino Workers (OFWs)– these are reactivating members.

• Valid and latest Contract of Employment (has original POEA stamp)
• POEA License, passport, or any valid ID
• Certificate of Remittance or ESAV
• Two (2) 1×1 ID photos
• Special Power of Attorney – if a representative will submit the requirements and pay the contributions.

5. Unemployed Spouse– for those who are unemployed, but whose spouse is employed and an active Pag-IBIG member.

• Affidavit of Unemployment
• Certificate of Employment and Compensation of the member-spouse
• Written consent from the member-spouse

6. Franchise Holders or Operators- those who are in franchising business.

• Latest ITR from the previous year
• Franchise Permit (under the person’s name)
• Car Registration or Official Receipt (under the person’s name)
• Certificate of Remittance or ESAV
• Two (2) 1×1 ID photos

7. Member-Spouse with Business– this is same to no. 5, but here, the member-spouse has a business.

• DTI or SEC Registration
• Mayor’s Permit or Business Permit
• Affidavit of Unemployment
• Latest ITR (from the previous year)
• Certificate of Employment and Compensation of the member-spouse (must be notarized)
• Written consent from the member-spouse
• Two (2) 1×1 ID photos

8. Unemployed (reactivating members)- those who are basically unemployed.

• Affidavit of Unemployment

How to be a voluntary member

1. Submit two copies of MDF and other supporting requirements to the Marketing and Enforcement Division of the local Pag-IBIG branch. The original documents should also be brought for authentication.
2. Get a Payment Order Form (POF) from the said office, and go to the Cash Division to pay for Membership Contribution.
3. Present stamped or verified documents to the Marketing and Enforcement Division.
4. Secure a POF before going to the Cash Division for the contribution payment.

Being a Pag-IBIG member is a practical step to secure the future. For more details regarding Pag-IBIG Fund membership, visit their website, or go directly to the nearest branch in your place.